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The best private student loans offer low rates, rate discounts and a variety of incentives.

We found Citizens Bank to be the best in our private student loan review. Private student loans can be confusing, but for many people they can help make college affordable.

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Aid exists at all educational levels, especially since more and more post secondary programs are now geared toward adult learners.

This is often the reason that people cite when they say you shouldn’t combine federal and private loans.

But before you dismiss the idea of refinancing, you should first take a look to see if any of these benefits apply to you.

College comes around as high-schoolers transition into adulthood and face future career concerns, but guess what parents? In most cases, college-aged students are not financially emancipated, so parents play a large role in securing financial aid and underwriting a child’s college education.

For private school parents, tuition concerns are nothing new, so financial aid questions apply to high school and post-secondary education. Uncle Sam operates a stable of grants and loans that help ease parental concerns about college financing.

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